Everyone wants to own a piece of the American dream, right? Well there is a lot more to it than that based on a NAR (National Association of Realtors) and Harris Interactive pole of approximately 1,800 homeowners and 1,100 renters in 2010. It showed the following: Homeowners are more engaged in community activities, they are more satisfied with their family-oriented environment, they are more satisfied with their overall quality of life, they are more likely to vote in local elections, and they are more likely to volunteer their time to charitable organizations. Isn’t that enough to make you want to be a homeowner? Maybe the 3.5% down payment is holding you back. There are several organizations who offer down payment assistance grants. Some of those include Ameridream, Nehemiah, Homes on the Hill, Futures Home Assistance and more others. Visit http://www.fha.com/fha_programs.cfm for more info. If you want to find out how much of a loan you can afford, give me a call today and I will put you in touch with the right lender for you. Don’t wait, you can be in your new home by spring.